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CUGA CONNECT: Winter Edition Membership Newsletter
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Your Digital Banking Experience Just Got Even Better! We’ve made some exciting updates to our online platform to make managing your money easier than ever: Streamlined Navigation – A consolidated navigation bar gives you a cleaner, more organized view. Customizable Dashboard – Puts you in charge of what you want to see. Quick Links to All Your Accounts – Easily make payments and view statements in just a few clicks. New Shortcuts – Access your most-used features faster with added shortcuts for day-to-day actions.
Plan for a Better Financial Future
Take advantage of our Money Management tools to track spending and set goals, plus Credit Score Monitoring to stay on top of your financial health—all right inside your digital banking dashboard. Log in to Digital Banking today and experience the difference!
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Give yourself a break after the hustle and bustle of the holidays with Skip-A-Pay*! Skip your next loan payment and use the extra cash to Play - create special memories with loved ones, take the trip, or buy yourself the Christmas gift you really wanted.
Don’t miss this opportunity to do something fun in January! - Log in to Digital Banking or Mobile App
- Go to Loans > Skip-A-Payment
- Choose the loan(s) you'd like to skip
- Select the account for the reduced fee withdrawal
- Agree to the Terms & Conditions
It's that simple!
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*A $35 convenience fee will be deducted from the members account once the Skip-a-Pay is approved. Loans must be current at the time the Skip-a-Pay form is received or the request will not be processed. Single Payment, Home Equity, HELOC, Student Loans, Business/Commercial Loans, Real Estate, Visa Credit Cards and Auto Advantage Loans are not eligible for the Skip-A-Pay promotion. By submitting the Skip-A-Pay request, you understand that this option extends the current balance of your loan(s) requested by the amount of the payment skipped and that interest will accrue on the balance of the loan. You also understand that if your loan is covered by a Guaranteed Asset Protection (GAP) policy that skipping more than two (2) payments over the term of the loan may result in a deficiency balance. Certain restrictions may apply. By submitting a Skip-A-Pay request through Online Banking, you are requesting Credit Union of Georgia to advance the due date on your loan equal to one month's payment on each of the eligible loans you have listed.
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Budget, Track Expenses, Set Goals, & More with MX Money Management Managing your money should be easy and we can help. With MX Money Management, you can set up budgets, track expenditures, and much more. It’s easy to use and, best of all, free within Digital Banking or your Mobile App! - Link all of your accounts: View all of your internal and external accounts in one place.
- View all transactions and track your cash flow: All of your transaction activity will be categorized to make it easy for you to track where your money is coming and going.
- Manage your budget: Get started setting up and maintaining a budget by selecting “Auto Generate Budget” or create your own!
- Manage your debt: See your debt schedule in one place, create an expedited payoff plan, and calculate the time and money to be saved by using the debt “snowball” strategy.
- Visualize your net worth: Track the sum of your assets and liabilities each month and see how your transaction activity affects your overall net worth.
- Set financial goals: By linking your internal and external accounts, create savings, debt payoff, and/or retirement goals.
- Set and manage alerts: Get text or email alerts to stay notified on events important to you.
Just log in to Digital Banking or your Mobile App to get started today!
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Protecting Our Seniors: Elder Abuse Lunch & Learn Seminar in Partnership with Kennesaw Police
We are proud to announce an important upcoming community seminar focused on Elder Abuse Awareness and Prevention, hosted in partnership with the Kennesaw Police Department and sponsored by the Credit Union of Georgia. This educational event is designed to equip seniors, caregivers, and community members with the knowledge and tools needed to recognize and prevent elder abuse in all its forms. Date: Thursday, December 18, 2025 Check-In: 11:30 AM Presentation: 12:00 PM – 1:00 PM Location: Ben Robertson Community Center: 2753 Watts Dr NW, Kennesaw, GA 30144
We are honored to welcome Lieutenant Joe Morgan of the Kennesaw Police Department as the seminar’s featured presenter. Lt. Morgan will lead a comprehensive discussion using material provided by KPD, including a PowerPoint presentation that highlights real-world scenarios, warning signs, protective actions, and community resources available for support. Please register no later than Monday, December 15, 2025.
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The holiday season is a time for loved ones, giving, and celebration, but it’s also one of the most profitable times of year for fraudsters. Between online shopping, digital payments, and last-minute travel plans, scammers have many opportunities to take advantage of distracted shoppers. Our team at Credit Union of Georgia is committed to keeping our members informed and protected. This guide will take you through practical strategies to help you stay safe from scams and safeguard your financial information.
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Support the Credit Union of Georgia Community Foundation Before Year-End As the year comes to a close, now is a perfect time to give back to our community and your year-end donation to the Credit Union of Georgia Community Foundation may also qualify for a tax deduction if made before December 31, 2025. The Foundation works year-round to strengthen our community by: Supporting local students through scholarships, financial literacy, classroom resources, and youth programs. Assisting families in need with food drives, emergency help, and essential services. Partnering with local nonprofits to amplify their impact Providing seasonal outreach, including back-to-school support and holiday giving initiatives.
Every contribution stays local and helps ensure these programs continue to grow and reach more people. This season, consider making a donation that not only benefits your tax planning but also brings hope to families and organizations right here at home. Give today and help make a lasting difference in our community.
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Important Dates for Winter ____________________________ Wednesday, December 24, 2025 Christmas Eve All Locations Will Close at 1:00 PM Thursday, December 25, 2025 Christmas Day All Locations Will Be Closed Thursday, January 1, 2026 New Year's Day All Locations Will Be Closed Monday, January 19, 2026 Martin Luther King Jr. Day All Locations Will Be Closed Monday, February 16, 2026 Presidents' Day All Locations Will Be Closed
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